A fiatalok pénzügyi attitűdjei a döntéshozatal és a lakhatás szempontjából

Abstract

Financial attitudes are constantly evolving over time, so it is interesting and important to show what external and internal influences affect one’s change. One of the most defining periods in a person's life is when the process of independence starts in their young years. The aim of my research was to analyze the financial attitudes of young adults and the factors that influence them, i.e.: their family background, their decision-making style, their places of residence and their financial situation as the potential key influencing factors. Frequently only one of the highlighted factors is examined in literature, so I paid special attention to the complexity of the dimensions and examined them together and separately as well. In my empirical research I examined the relationship of financial attitude and decision making with cluster analysis and pivot-table methods, while housing aspects were examined by linear regression. According to my results, the financial attitude is influenced by the norms brought from home, the place of residence and the financial situation of the young person.